It sickens me to my stomach to think about how much so many families, loved ones, and friends are now grieving as a result of random accidents this past holiday weekend:

• A popular Charleston chef was killed and his wife injured late Saturday after authorities say their car was hit head on by another car traveling the wrong way on the James Island connector. (The at fault driver was charged with two counts of felony DUI and child endangerment).

• A young, gentleman riding a bike was struck and killed in a hit-and-run incident this weekend in Charleston.  (The at fault driver was found and charged with her 4th offense of driving under suspension).

In both cases the alleged at fault drivers should have never been on the roadways in South Carolina due to their intoxicated state and failed procedural requirements- yet they were. The first part of the Serenity Prayer comes to my mind:

"God grant me the serenity
to accept the things I cannot change;
courage to change the things I can;
and wisdom to know the difference."

I am no friend to insurance companies but I know that as a trial attorney helping plaintiffs and their families, you have to help me help you. Wikipedia defines insurance as the following:

"….. as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium, and can be thought of a guaranteed small loss to prevent a large, possibly devastating loss."

Learn the most you can about the proper health insurance, life insurance, auto insurance, etc. that you and your family can reasonably afford.  Feel free to call upon our office for advice because once something bad happens, it’s too late to get coverage.

(Click on the hyperlinks, or red colored words, for additional research and articles)