The Three Insurance Horror Stories of 2010

These are the three horror stories I heard about the most in 2010. Oddly enough they are told by the insurance companies themselves:

  1. We, the insurance company of the at fault party, do not believe our insured injured you;
  2. We, the insurance company of the at fault party, believe if you were injured it was not a result of the accidental, intentional, or ignorant act of our insured; and
  3. We, the insurance company of the at fault party, believe if you were injured by the accidental, intentional, or ignorant acts of our insured it is not worth what your treating physician charged you because they don't know what they are doing. (At least not as much as the nurses know that we pay to review those treating physicians' records.) 

If you have heard horror stories like the above, please call someone that can shed light on the darkness. (Hint: not the person working for the insurance company of the person that harmed you.)

 

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