My wife, who is typically my worst juror or best devil’s advocate on cases, was appalled to hear about some of my more recent clients and how the insurance company was treating them. She said, "Well you never hear about those type cases in the news or on TV!"

I laughed and then felt overwhelmed with sadness because I realized that is very true and if most people knew or were privy to the things I experience on a daily basis they would:

A) Call the South Carolina Department of Insurance and ask how that is legal for an insurance company to do and then file a claim;

B) Contact their state legislative representative and/or congressional representatives seeking change, reform, or answers;

C) Contact local media organizations (WYFF Channel 4, WSPA Channel 7,  FOX CAROLINA)  asking them to do an "investigative analysis" to run on prime time; but then and more importantly;

D) They would forget all about it and move on to another issue or concern because we are a fickle public almost immune to shocking news of being swindled out of our morality, justice, and legal rights. 

Yet, I continue to see it every day and when I report it to the SC Department of Insurance I am crying wolf. When I blog about it or talk to friends, family, enemies, or strangers about it, they discount my opinion due to the obvious bias of my position as an advocate for the injured, harmed, and disenfranchised.  

However, once an attorney gets wind or retains a client with one of "those cases" most times they are settled with the insurance company paying all the money available on the claim. However, that doesn’t mean the insurance company pays lots of money QUICKLY. Or in return doesn’t try to divert the injured party away from sound advice that is on their side versus working against them.  (See my article entitled: Would You Take Advice from the Devil on How to Get to Heaven?: Insurance Company Lies).  Insurance companies make money by keeping it out of the injured party’s hand as long as they can while still investing the premiums their insureds pay them to protect against harms they cause others. (See my article entitled: How Do Insurance Companies Make Money?)

In all of the cases the injured party was being ignored, getting the silent treatment, or being talked down to like they were money hungry panhandlers looking for a handout from Big Daddy. When in fact the people that the insurance company insured were:

1) drunk driving behind the wheel and could have harmed anyone reading this;

2) were high on drugs with stolen merchandise in their trunk trying to get out of state before the police caught up with them and could have harmed anyone reading this;

3) traveling 20 mph or more over the speed limit through a busy intersection trying to get to their plane for a vacation to some tropical paradise and could have harmed anyone reading this;

4) had just left the strip club drunk and ran through a stop sign striking a client working their second job to provide for a family and could have…….

I know, I know bad things happen and you just have to deal with it. Well, that is true but insurance (health and auto now) is mandated by state and federal laws so everyone has to have some form of it. Thus, when insurance companies come into pay and should be reimbursing the injured party for the wrongs, harms, loses, and injuries their insured has caused another innocent party that s*&& doesn’t always work the way it is suppose to. Insurance companies deny, delay, and defend money from injured parties. Wake the f*& up people. WTFU! 

Why do you think I am in that trial in front of a jury? It’s not to take money from that poor person that just had an accident and I am trying to take their home. Or some business made a simple mistake and I am trying to close down someone’s American Dream. Really!? It’s to get that person’s insurance company to pay a reasonable amount to my client. 

If you have "one of those cases" give us a call and at least run it by someone first before you walk like a cow to slaughter down that line to sign a check for little bit over your out of pocket medical bills thinking that is all you are entitled to because that is what the insurance adjuster told you. When you do that you are forever and ever releasing the insurance company from any wrongs their insured caused you for the rest of your life. If nothing else remember this, "It’s not what the insurance adjuster says that matters, it’s what they pay."

Give us a call at 1-800-483-0880 or 864-231-7171 and visit us online at Trammell & Mills Law Firm, LLC or I85lawyers.com

 

 

Print:
EmailTweetLikeLinkedIn
Photo of Trey Mills Trey Mills

Floyd S. “Trey” Mills III knows that suffering a personal injury through no fault of your own can be a nightmare for the victim and his or her family

Mr. Mills was born on April 24, 1978.  His parents, Floyd S. “Butch” Mills, Jr. and Patricia Yarborough Mills, were originally from Newberry, South Carolina, and soon after the birth of Mr. Mills, his parents brought him back to be raised in the same county they grew up in.

Education

Mr. Mills attended Newberry Academy from grades K-3, Gallman Elementary 4th grade, Rikard Elementary 5-6th grade, Mid-Carolina Middle School 7-8th grades, Mid-Carolina High School from 9-12th grades, Clemson University, and Walter F. George School of Law at Mercer University.

Health Crisis

While Mr. Mills was a junior in high school he was chosen by his school to be a representative to Boys State.  This was a great honor and would have been an even better experience except, while at Boys State, Mr. Mills became unusually ill with blackouts, night sweats, and back pain.  Fortunately for Mr. Mills, his mother was an ER nurse at Lexington Medical Center, but unfortunately, for Mr. Mills that did not change his diagnosis of Acute Lymphocytic Leukemia.  Along with his diagnosis, Mr. Mills received a prognosis of two weeks.

Obviously, Mr. Mills has been blessed with his second chance at life and those who have been wronged by health care insurance companies and other types of insurance companies can feel confident in knowing that Mr. Mills can not only empathize with them but fight fervently for their side.  Mr. Mills’ cancer experience and his mother’s arduous yet unsuccessful battle against lung cancer were very trying times.  However, those real-world battles and experiences were nothing compared to the administrative and billing wars he had to encounter with Blue Cross Blue Shield Health Insurance. It seems BCBS would deny any charge over $1,000 without rational reasoning therefore prompting Mr. Mills to go to law school and carry the torch for those that were too ill to fight for themselves while the school yard bully beat them down.

College

Mr. Mills went on to Clemson University where he was very active in student activities along with academic accomplishments.  Mr. Mills was invited to join Calhoun Honor’s College, Sigma Pi fraternity, Golden Key National Honor Society, Student Government, IPTAY Student Advisory Board, and Tiger Brotherhood. Mr. Mills also worked as a student employee with IPTAY Scholarship Fund under the direction of Bert Henderson, formerly the Associate Athletic Director of Planned Giving at Clemson University.

Early Life

Mr. Mills was unsure of where his hard work and life experiences would best provide an adequate return to the outpouring of kindness he received during his cancer experience. Having received many blessings from the American Red Cross, Mr. Mills went on to be an Apheresis Donor Recruiter under the supervision of Barry Pollard at the American Red Cross Blood Donor Services in Columbia, SC after graduating Clemson University.

Running from his true calling, Mr. Mills fled to Guadalajara, Jalisco, Mexico to Teach English as a Foreign Language (TEFL).  Having spent a semester of college in Madrid, Spain, Mr. Mills thought he should be assisting foreign countries. Mr. Mills was certified by the Vancouver Language Centre in Guadalajara for his TEFL training.  Mr. Mills was in Guadalajara only a few months when September 11, 2001 occurred and helped him focus on his life priorities.

Law School

Mr. Mills went on to law school at Mercer University and clerked each summer trying to determine how he could best serve those less fortunate.  The corporate law firms never truly provided him with that personal feeling of assisting the common person in need.  It wasn’t until Mr. Mills became the first law clerk of the South Carolina Trial Lawyers Association under the supervision of Linda Franklin and lobbyist Michael Gunn that he realized where his education, life experience, drive, and hard work could truly benefit those who have been personally and directly affected by the negligence of another.  Mr. Mills wanted to be a coveted and much needed plaintiff’s trial attorney.  More importantly Mr. Mills realized the power of the faceless insurance companies, misinformed legislative members, and the true power of money and lobbyist in dictating laws.

What’s the one service you pay for all your life but you are actually penalized if you ever have to use it? Insurance.

Trammell & Mills

Mr. Ernie Trammell gave Mr. Mills his big break at leveling the playing field against the faceless and heartless insurance companies.  Mr. Mills works tirelessly every day in an effort to bring justice to those who have been wronged.  Mr. Mills has worked on both sides of the law and has been through some harrowing life experiences.  Mr. Mills has been tested and tried by many of the more traumatic events that life has to offer and now provides his services to the public.

Who would you rather have on your side? Someone whose resolve has been tested and tried? Or someone who has intertwined their morality and greed in such a way that they can’t tell one from the other?

Why haven’t you hired Mr. Mills to be your attorney yet?

Would you listen to the devil on how to get to Heaven? Then why listen to insurance adjusters?