Insurance

An Advantage to Downsizing: Insurance Adjusters Turned Consultants

By Trey Mills on July 1, 2009

I receive several promotional emails, flyers, and mailers everyday but for some reason last week, an idea and a promotional email caught my eye. As insurance companies try and become even more gluttonous with profits they are stream lining their claims process by shedding the intelligent, experienced, and knowledgeable adjusters for younger, inexperienced,"read from a…

Who Pays for the Defense Attorney: You or the Insurance Company?

By Trey Mills on May 4, 2009

Posted in Insurance

I represent plaintiffs, or those injured by the negligence, ignorance, and omissions of other persons, employers, and corporations, 100% of the time. Conversely that would mean I work against defendant’s that have injured my client. OR DO I? Yes and no.

Actually, I work against defense attorneys that are paid hourly or on retainer by insurance companies.

South Carolina Slip and Fall Law: Premises Liability

By Trey Mills on March 24, 2009

Posted in Insurance

Premises liability is often times referred to as "slip and fall" law. A general overview of South Carolina premises liability indicates that:

To establish negligence in a premises liability action, a plaintiff must prove the following three elements: (1) a duty of care owed by defendant to plaintiff; (2) defendant’s breach of that duty

…

How Do Insurance Companies Make Money?

By Trey Mills on March 9, 2009

Posted in Insurance

My question to every single one of you out there is, "What service do you pay for all your life but get penalized for using?" If your guess was INSURANCE ding, ding, ding, you win.

I’m sick and tired of people coming into my office shocked and dismayed that their insurance company would "drop" them…

The Value Dilemma: Present Value vs. Future Value in Personal Injury Cases

By Trey Mills on February 16, 2009

Posted in Insurance

If you have been through a financial class, statistics, or done some investing, you understand the terms of Present Value and Future Value. I am not going to work through PV at present: PV = FV — r·PV = FV/(1+r). However, "a bird in the hand is worth two in the bush,"…

Dogs Bite, Owners Pay: South Carolina Dog Bite Law

By Trey Mills on February 11, 2009

Posted in Insurance

Lassie: "Woof" "Woof"

Cully Wilson: "What’s that? Timmy’s in the well? "

Lassie: "Woof" "Woof"

Trey Mills: "You just took a hunk out of Timmy’s butt totally unprovoked. Who’s your owner OR keeper?"

S.C. Code Ann. § 47-3-110: Liability of owner or person having dog in his care or keeping.

Whenever any

…

Insurance Claim Game: 10 Tips to Follow

By Trey Mills on January 22, 2009

Posted in Insurance

I hate to reveal the secrets of personal injury litigation that help me reduce my student loan debt and feed the families of my staff. However, I was given a second chance at life for a reason and that reason could be to educate you on not getting screwed by your insurance company or…

Trey MillsPartner

Floyd S. “Trey” Mills III knows that suffering a personal injury through no fault of your own can be a nightmare for the victim and…

Floyd S. “Trey” Mills III knows that suffering a personal injury through no fault of your own can be a nightmare for the victim and his or her family

Mr. Mills was born on April 24, 1978. His parents, Floyd S. “Butch” Mills, Jr. and Patricia Yarborough Mills, were originally from Newberry, South Carolina, and soon after the birth of Mr. Mills, his parents brought him back to be raised in the same county they grew up in.

Education

Mr. Mills attended Newberry Academy from grades K-3, Gallman Elementary 4th grade, Rikard Elementary 5-6th grade, Mid-Carolina Middle School 7-8th grades, Mid-Carolina High School from 9-12th grades, Clemson University, and Walter F. George School of Law at Mercer University.

Health Crisis

While Mr. Mills was a junior in high school he was chosen by his school to be a representative to Boys State. This was a great honor and would have been an even better experience except, while at Boys State, Mr. Mills became unusually ill with blackouts, night sweats, and back pain. Fortunately for Mr. Mills, his mother was an ER nurse at Lexington Medical Center, but unfortunately, for Mr. Mills that did not change his diagnosis of Acute Lymphocytic Leukemia. Along with his diagnosis, Mr. Mills received a prognosis of two weeks.

Obviously, Mr. Mills has been blessed with his second chance at life and those who have been wronged by health care insurance companies and other types of insurance companies can feel confident in knowing that Mr. Mills can not only empathize with them but fight fervently for their side. Mr. Mills’ cancer experience and his mother’s arduous yet unsuccessful battle against lung cancer were very trying times. However, those real-world battles and experiences were nothing compared to the administrative and billing wars he had to encounter with Blue Cross Blue Shield Health Insurance. It seems BCBS would deny any charge over $1,000 without rational reasoning therefore prompting Mr. Mills to go to law school and carry the torch for those that were too ill to fight for themselves while the school yard bully beat them down.

College

Mr. Mills went on to Clemson University where he was very active in student activities along with academic accomplishments. Mr. Mills was invited to join Calhoun Honor’s College, Sigma Pi fraternity, Golden Key National Honor Society, Student Government, IPTAY Student Advisory Board, and Tiger Brotherhood. Mr. Mills also worked as a student employee with IPTAY Scholarship Fund under the direction of Bert Henderson, formerly the Associate Athletic Director of Planned Giving at Clemson University.

Early Life

Mr. Mills was unsure of where his hard work and life experiences would best provide an adequate return to the outpouring of kindness he received during his cancer experience. Having received many blessings from the American Red Cross, Mr. Mills went on to be an Apheresis Donor Recruiter under the supervision of Barry Pollard at the American Red Cross Blood Donor Services in Columbia, SC after graduating Clemson University.

Running from his true calling, Mr. Mills fled to Guadalajara, Jalisco, Mexico to Teach English as a Foreign Language (TEFL). Having spent a semester of college in Madrid, Spain, Mr. Mills thought he should be assisting foreign countries. Mr. Mills was certified by the Vancouver Language Centre in Guadalajara for his TEFL training. Mr. Mills was in Guadalajara only a few months when September 11, 2001 occurred and helped him focus on his life priorities.

Law School

Mr. Mills went on to law school at Mercer University and clerked each summer trying to determine how he could best serve those less fortunate. The corporate law firms never truly provided him with that personal feeling of assisting the common person in need. It wasn’t until Mr. Mills became the first law clerk of the South Carolina Trial Lawyers Association under the supervision of Linda Franklin and lobbyist Michael Gunn that he realized where his education, life experience, drive, and hard work could truly benefit those who have been personally and directly affected by the negligence of another. Mr. Mills wanted to be a coveted and much needed plaintiff’s trial attorney. More importantly Mr. Mills realized the power of the faceless insurance companies, misinformed legislative members, and the true power of money and lobbyist in dictating laws.

What’s the one service you pay for all your life but you are actually penalized if you ever have to use it? Insurance.

Trammell & Mills

Mr. Ernie Trammell gave Mr. Mills his big break at leveling the playing field against the faceless and heartless insurance companies. Mr. Mills works tirelessly every day in an effort to bring justice to those who have been wronged. Mr. Mills has worked on both sides of the law and has been through some harrowing life experiences. Mr. Mills has been tested and tried by many of the more traumatic events that life has to offer and now provides his services to the public.

Who would you rather have on your side? Someone whose resolve has been tested and tried? Or someone who has intertwined their morality and greed in such a way that they can’t tell one from the other?

Why haven’t you hired Mr. Mills to be your attorney yet?

Would you listen to the devil on how to get to Heaven? Then why listen to insurance adjusters?

South Carolina Injury Law Journal

Insurance

An Advantage to Downsizing: Insurance Adjusters Turned Consultants

Who Pays for the Defense Attorney: You or the Insurance Company?

South Carolina Slip and Fall Law: Premises Liability

How Do Insurance Companies Make Money?

The Value Dilemma: Present Value vs. Future Value in Personal Injury Cases

Dogs Bite, Owners Pay: South Carolina Dog Bite Law

Insurance Claim Game: 10 Tips to Follow

Education

Health Crisis

College

Early Life

Law School

Trammell & Mills

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