An article in Fast Company magazine by Malia Wollan entitled "Progressive Uses New Driver-Focused Technology to Determine Insurance Rates" initiated my contemplation into the vast depths insurance companies will begin to delve in an effort to enrich their already unfathomable net profit. 

The article describes a palm sized device named "Snapshot"  that is set up

Allstate, the evil empire, is the worst insurance company anyone could have for automobile insurance coverage. They are even worse when you are injured or harmed by one of their negligent insureds traveling on the roadways in South Carolina.  They have spent good money on formulating software that helps minimize the human interaction in