The minimum limits for automobile insurance in the state of South Carolina are $25,000.00 per person for bodily injury, $50,000.00 for all persons per accident in bodily injury, and $25,000.00 per accident in property damage. (Current through the date of this blog post). Every driver must carry liability coverage for harm, or injury, they may
Automobile Insurance
Ndamukong Suh Tackles Motor Vehicle Collision 101
The popular Detroit Lions football player was enjoying some "off" time during his recent two (2) game suspension for allegedly kicking a player while he was down and now has jumped right into personal injury law.
Apparently this past weekend in Portland, Oregon, a boy named "Suh" was driving his 1970 Chevrolet Chevelle muscle…
Why Is It Important to Report a Wreck to the Highway Patrol or Local Police?
First and foremost for accountability when it comes time to be reimbursed for your property damage or personal injuries. Yes, this essentially equates to insurance purposes. The person that causes the collision may be apologetic and a "really nice person" at the scene but a couple days later have a change of heart and…
Dumb Driver News: South Carolina Motorcyclist Hit Twice: At Fault Driver Calls Boyfriend Before 911
Recently, one of my clients had the misfortune of being in oncoming traffic while a young girl was talking on her cellphone with her boyfriend. The young girl veered into oncoming traffic and struck my client.
When she got out of the car to check on my client, he begged her to call 911 because…
Will South Carolina Insured Drivers Benefit from New Technology Focused on Adjusting Premiums?
An article in Fast Company magazine by Malia Wollan entitled "Progressive Uses New Driver-Focused Technology to Determine Insurance Rates" initiated my contemplation into the vast depths insurance companies will begin to delve in an effort to enrich their already unfathomable net profit.
The article describes a palm sized device named "Snapshot" that is set up…
Colossus Saves Allstate Billions in Handling Automobile Accident Claims: So What’s $10 Million?
Allstate, the evil empire, is the worst insurance company anyone could have for automobile insurance coverage. They are even worse when you are injured or harmed by one of their negligent insureds traveling on the roadways in South Carolina. They have spent good money on formulating software that helps minimize the human interaction in…
Pedestrians and Motor Vehicle Accidents in South Carolina
The Anderson Independent Mail reported that a young girl was struck and injured by a vehicle yesterday in Anderson County. Reportedly, there was a school bus in the area and she darted out across the road.
A pedestrian, or any person on foot, has duties just like those driving motor vehicles to be responsible…
Allstate Makes Me an Offer I Can’t Refuse
It appears the behemoth insurance company, Allstate, does have some type of consumer conscious after all. Through my repeated articles denouncing the insurance company for their unprofessional and unethical claims handling:
- Allstate Insurance Sucks
- Allstate Insurance’s "Good Hands" are Wrapped Around Your Throat!
- Allstate Policy Holders and Victims Should Know They Are Not in
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Why is the Insurance Company Not Named as the Defendant in the Lawsuit?
I had a good question today by a reader that inquired as to why he had to file suit against the person that harmed him without putting down the insurance company that he had been dealing with. That is an excellent question and presents so many layers of legal analysis that I am merely going…
South Carolina Property Arbitration for Depreciation, Loss of Use, & Actual Damages
I have always threatened to take an insurance company to arbitration over their ridiculous offers but never had a client that could afford to take the time and roll the dice on a Battle Royal. Ask and you shall receive. *(see a recent update on this article at the bottom).
Today, I partook in my…